For twenty years, the Center has attracted research support from governments, foundations, private companies, and academic organizations, and has emerged as a trusted source for research, policy analysis and commentary on critical issues of financial capital flows and impact. Notably, the Center has done research on the Community Advantage Program using a longitudinal study that follows Self-Help’s mortgage borrowers for over a decade, and has published results extensively. The center also works on both the local and national levels to inform policy and practice.

The Center’s research has informed policy debates on financial issues affecting lower-income people: Our researchers have testified before Congress on topics such as small-dollar credit, housing finance reform, mortgage data reporting, and Community Reinvestment Act regulation. The Center’s findings have been disseminated in books, academic journals, policy briefs, and at industry and academic conferences.

The Center for Community Capital was founded in 1997 by Dr. Michael A. Stegman, former Assistant Secretary for Policy Development and Research at the U.S. Department of Housing and Urban Development, and is now under the leadership of Dr. Roberto G. Quercia, Chair and Professor of the UNC Department of City and Regional Planning.