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Arlington, Va.  – UNC Center for Community Capital research director Mark Lindblad offered insights into the economic decisions made by households that are under financial constraints today at a Federal Deposit Insurance Corp. Consumer Research Symposium.

Lindblad joined other national housing experts for one of two panels at the symposium, Financial Behavior in Turbulent Times. The event convened researchers, economists and policy experts from FDIC and other government agencies and consumer organizations to focus on rigorous empirical research relevant to housing policy.

Lindblad presented highlights from a research paper, “Coping with Adversity: Personal Bankruptcy Decisions of Lower-Income Homeowners Before and After Bankruptcy Reform,” co-authored with center and UNC School of Law researchers.

View his presentation.

Housing finance is a key area of focus for the UNC Center for Community Capital is the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Housing Policy, Impacts of Homeownership, Mortgage Finance
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