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Kim R. Manturuk has been named senior research associate in financial services for the UNC Center for Community Capital.

Manturuk will lead the center’s consumer financial services research and policy team, which conducts research and analysis to understand what products, services and conditions promote and inhibit wealth creation and economic mobility among low-wealth families and communities.

A sociologist, Manturuk brings expertise understanding the complex sociological factors that determine how and why low- and moderate-income consumers access and use consumer financial products and the impact and outcomes of those experiences.

Manturuk joined the center as a graduate research assistant in 2006 and was named research associate in 2009 after receiving a Ph.D. in sociology from the University of North Carolina at Chapel Hill.

Her recent research has explored the relationships between homeownership and civic engagement, family formations and patterns of credit use among lower-income families in North Carolina. Her long-term research agenda focuses on neighborhood and community exchange networks, the impacts of economic policies on voting behavior and political opinion, and mixed-method research designs integrating both qualitative and quantitative methods.

Manturuk was a visiting assistant professor at Duke University’s Department of Sociology in 2011 and has served as a distance learning specialist for UNC’s Friday Center for Continuing Education since 2008. She holds a bachelor of general studies degree in social science from Indiana University and a master of arts and Ph.D. degrees from UNC-Chapel Hill.

Consumer financial services is a key area of expertise and research for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. Part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill, the center offers data and analysis that helps policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Financial Inclusion, Financial Services Industry
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