Skip to main content

Washington, D.C.  – UNC Center for Community Capital Executive Director Janneke moderated a panel of housing experts and advocates Aug. 15 examining the fallout from the five-year-old housing crisis and calling on presidential candidates to lay out their strategies for addressing the housing crisis.

The housing crisis has cost millions of Americans their homes, erased trillions of dollars in household wealth and remains one of the biggest drains on the recovery. The Center for American Progress, National Council of La Raza and other members of the national “Home for Good” campaign hosted the event to help elevate the housing debate nationally and among presidential hopefuls. Home for Good members call for policymakers to take steps to stop unnecessary foreclosures, protect affordable housing and keep homeownership available to creditworthy families.

Joining Ratcliffe on the panel were Jim Carr, former chief business officer of the National Community Reinvestment Coalition; Terri Ludwig, president and CEO of Enterprise Community Partners Inc.; and David Stevens, president and CEO of the Mortgage Bankers Association. Vicki Schultz, deputy assistant attorney general for civil rights division for the U.S. Department of Justice, delivered keynote remarks.

Watch the video at

Ratcliffe is an expert on mortgage finance and co-author of Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families. Written with co-authors Roberto G. Quercia, center director, and Allison Freeman, senior research associate, the book examines the causes of the foreclosure crisis and describes research-based strategies for how to rebuild a sustainable U.S. housing finance system.

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Mortgage Finance
Comments are closed.