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Charleston, S.C. – UNC Center for Community Capital Executive Director Janneke Ratcliffe today (Nov. 8) joined a panel of experts speaking on the future of homeownership at an annual conference of foundation leaders.

“Homeownership – done right – is alive and well in the South as a way for families to build economic security,” Ratcliffe told conferees at the Southeastern Council of Foundations 2012 annual meeting, “ACT: Anticipate Challenge Transform.”

Ratcliffe discussed “Reclaiming the Vision for Homeownership in the U.S. South” with fellow panelists Van Temple of Crescent City Community Land Trust in New Orleans and Tony Pickett of Atlanta Land Trust Collaborative and moderator George McCarthy of the Ford Foundation.

Important lessons learned during the two decades of promoting low-income homeownership nationally are helping low-income families across the American South build pathways out of poverty, Ratcliffe said. She shared examples and key lessons learned from the center’s two decades of study on successful home lending and its impact on communities.

Ratcliffe is an expert on mortgage finance and co-author of Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families. The book examines the causes of the foreclosure crisis and offers research-based strategies for rebuilding a sustainable U.S. housing finance system.

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Impacts of Homeownership
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