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Washington, D.C. – UNC Center for Community Capital Executive Director Janneke Ratcliffe will join a national panel of experts Feb. 1 discussing how to help new homebuyers enter the housing market.

“Low Down-Payment Mortgage Lending: What is the Safe Path Forward?” hosted by the Center for American Progress in Washington, D.C. will also feature representatives from the public, private and nonprofit sectors. Registration is required.

Ratcliffe is an expert on mortgage finance and co-author of “Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families.” The book examines the causes of the foreclosure crisis and offers research-based strategies for rebuilding a sustainable U.S. housing finance system.

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Mortgage Finance
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