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Boulder, Colo. – UNC Center for Community Capital Executive Director Janneke joined a panel of housing finance experts today (June 24) kicking off the Boulder Summer Conference on Consumer Financial Decision Making Sunday with a discussion on the need and strategies for bridging the gap between academic research and housing finance policy.

The annual Boulder Summer Conference hosted by Leeds School of Business at Colorado University Boulder convenes scholars, regulators, consumer advocates and financial services professional to discuss cutting edge research on consumer financial decision making by scholars across diverse fields: economics, psychology, sociology, anthropology, marketing, finance, and consumer sciences.

Joining Ratcliffe on the Mortgages and Home Ownership panel were Peter Carroll of the U.S. Consumer Financial Protection Bureau and Seth Carter of Altisource.

Ratcliffe is an expert on mortgage finance and co-author of Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families. Written with co-authors Roberto G. Quercia, center director, and Allison Freeman, senior research associate, the book examines the causes of the foreclosure crisis and describes research-based strategies for how to rebuild a sustainable U.S. housing finance system.

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Debt & Credit, Financial Inclusion, Mortgage Finance
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