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Washington, D.C.  – UNC Center for Community Capital researcher Sarah Riley today (Aug. 22) joins a national panel of housing finance researchers hosted by the U.S. Department of Housing and Urban Development and The Urban Institute to inform the creation of a proposed national mortgage database that could strengthen research on mortgage market trends and how borrowers access credit.

Riley, the center’s senior research economist, will speak on “Challenges with Research,” a roundtable discussion on the challenges and mechanics of linking large data sets to conduct research. She will draw on the center’s experience studying a portfolio of 46,000 loans made to low-to-moderate-income homeowners, the Community Advantage Program Database, and a comparison panel of renters. The center since 2009 has studied the experience and outcomes of this secondary market demonstration program for community reinvestment loans organized by the Ford Foundation, Fannie Mae and Self-Help, a community development financial institution. It has linked, or sought to link, to many other databases for its research.

Riley’s remarks are available at

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. Part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill, the center offers data and analysis that helps policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Mortgage Finance, Other, Research Design
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