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Raleigh, N.C. – UNC Center for Community Capital executive director Janneke Ratcliffe joined a panel of other national experts discussing risk and mortgage finance today (Sept. 19) at the N.C. Bankers Association-hosted American Mortgage Conference, held Sept. 18-20 in Raleigh.

Ratcliffe was among panelists discussing “Risk Retention and QRM.” The panel was moderated by Jim Bennison, senior vice president of Genworth Mortgage Insurance. Other panelists were  Robert Gaither, senior vice president, investor relations for Bank of America Home Loans, and Eric Klopfer, vice president of corporate strategy for Mortgage Guaranty Insurance Company.

Ratcliffe is co-author of Regaining the Dream: How to Renew the Promise of Homeownership for America’s Working Families, a new book written with center director Roberto Quercia and senior research associate Allison Freeman that examines the real causes of the foreclosure crisis and how to rebuild a sustainable U.S. housing finance system.

Housing finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit www.ccc.unc.eduor call (919) 843-2140.

Topics(s): Affordable Homeownership, Mortgage Finance
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