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Washington, D.C.  – Three research partners of the UNC Center for Community Capital will discuss findings from their joint work on issues related to wealth and asset building Nov. 3-5 at the Association for Public Policy Analysis and Management (APPAM) Fall Research Conference in Washington, D.C.

The 2011 Fall Conference will convene more than 1,000 leaders in policy analysis and management to focus on the theme, “Seeking Solutions to Complex Policy and Management Problems.” The conference has become the preeminent venue for the presentation and discussion of applied public policy and management research.

Clinton Key, research associate with UNC’s Assets Building Research Group, will present findings from a collaborative study of the center and UNC’s School of Social Work on $aveNYC, a matched savings account offered to low-income tax filers.

Lei Ding, former center researcher, now assistant professor in the Department of Urban Studies and Planning at Wayne State University, will discuss the results of recent loan modification practices by home loan servicers as they responded to deteriorating market conditions with the influence of government intervention.

Carolina Reid of the Center for Responsible Lending will present findings from research on the likely negative impact on access to mortgage credit and the minimal risk reduction benefit from proposals that would set overly restrictive qualified residential mortgage (QRM) guidelines.

Wealth building, consumer financial services and mortgage finance are key areas of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center is part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill. Its in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Financial Inclusion, Impacts of Homeownership, Mortgage Finance, Savings & Asset-Building
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