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Pittsburgh, Penn. – UNC Center for Community Capital researchers will share research findings that shed light on how and under what circumstances low-income homeowners default on their mortgages Friday at the Urban Affairs Association 2012 conference, being held April 18-21 in Pittsburgh.

Center researchers will join a panel discussion on the topic, “Mortgage Foreclosure and Access to Credit. The conference theme is “Rethinking the Future of Urbanism: Cities and Regions in a Post-Industrial Era.”

Center research director Mark Lindblad will speak on “Save the Home? Bankruptcy Decisions of Homeowners in Foreclosure.” Sarah Riley, the center’s senior research economist, will discuss “Strategic Default among Low-income Homeowners.”

The Urban Affairs Association is the international professional organization for urban scholars, researchers, and public service professionals. Its 2012 conference

Mortgage finance is a key area of study for the UNC Center for Community Capital, the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. Part of the College of Arts and Sciences at the University of North Carolina at Chapel Hill, the center offers data and analysis that helps policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people more effectively. For more information, visit or call (919) 843-2140.

Topics(s): Affordable Homeownership, Debt & Credit, Financial Inclusion, Mortgage Finance
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