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The UNC Center for Community Capital will host a panel of national mortgage finance experts sharing insights on the policy outlook for mortgage credit at the 2014 American Mortgage Conference on Tuesday, Sept. 9, 2:35-3:20 in Raleigh, N.C.

Center Executive Director Janneke Ratcliffe will moderate the discussion, “Putting it All Together,” with panelists Jim Parrott, consultant with Falling Creek Advisors and the Urban Institute, Pete Mills, senior vice president of residential policy and member services for the Mortgage Bankers Association., and Julia Gordon, director of housing finance and policy for the Center for American Progress.

“The most pressing challenge to the U.S. housing recovery is access to mortgage credit,” says Ratcliffe. “We’ll examine what steps need to be taken to improve the policy environment so that lenders can expand credit options, the secondary market can move toward to a more defined future and consumers can engage confidently in the mortgage process.”


Jim Parrot

Parrott is senior fellow with the Urban Institute and owner of Falling Creek Advisors, which provides financial institutions with strategic advice on housing finance issues. He formerly served in the Obama Administration as senior advisor to the National Economic Council, leading the team of advisors charged with counseling the President and cabinet on housing issues. Before that, he served as housing finance policy counsel to U.S. Department of Housing and Urban Development Secretary Shaun Donovan.



Pete Mills2

Mills leads the Mortgage Bankers Association’s residential policy team, member engagement, retention and recruitment, and state and local advocacy programs. He brings 30 years of experience in public affairs, government relations, public policy and research in housing and mortgage finance. He was managing director of the Community Mortgage Banking Project, a public policy organization for housing and mortgage finance companies and coalitions. He held policy and research positions at Countrywide Financial, California Mortgage Bankers Association, California Association of Realtors and Federal Reserve Board.



Julia Gordon

Gordon directs the housing team at the Center for American Progress, an independent nonpartisan educational institute dedicated to improving the lives of Americans through progressive ideas and action. Gordon focuses on stabilizing the housing market and shaping the future of housing finance and other housing-related policies. She previously managed the single-family policy team at the Federal Housing Finance Agency, which focused on aligning and improving Fannie Mae and Freddie Mac on mortgage servicing policies and practices. She served as senior policy counsel at the Center for Responsible Lending, focused on legislative and regulatory work related to predatory lending and foreclosure prevention policies. She also worked on legal aid policy at the Center for Law and Social Policy and other organizations, as a litigator at WilmerHale and as adjunct lecturer at American University’s Washington College of Law.

The 2014 American Mortgage Conference will be held Sept. 8-10 in Raleigh. It brings together leading experts in the financial services industry, mortgage practitioners of every kind, policy makers and investors to critical industry issues and policy. Get more information and register at

The UNC Center for Community Capital is the leading center for research and policy analysis on the transformative power of capital on households and communities in the United States. The center’s in-depth analyses help policymakers, advocates and the private sector find sustainable ways to expand economic opportunity to more people, more effectively. For more information, visit

Topics(s): Affordable Homeownership, Housing Policy, Mortgage Finance
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