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Five Fixes for the Foreclosure Crisis

December 6, 2011

The foreclosure crisis could have been avoided if policymakers and lenders had followed the same lending practices that enabled generations of Americans to buy homes and take that important first important step up the ladder to financial security. A center researcher recommends five policy actions that could help reduce foreclosures now.

Fannie, Freddie and the Foreclosure Crisis

August 24, 2010

The government-sponsored mortgage giants Fannie Mae and Freddie Mac are not blameless in the foreclosure crisis, but the case against them is also often misunderstood and exaggerated. This policy brief recounts the origins of the federal government’s role in the secondary mortgage market, the role GSEs played in the foreclosure crisis, and the implications for policy and practice.

CRA Did Not Cause the Foreclosure Crisis

July 1, 2010

This policy brief provides ample evidence that the 1977 legislation designed to prevent discrimination in financial services did not contribute to the financial crisis.

North Carolina Foreclosure Data

January 1, 2000

Interactive maps of foreclosures and related housing and mortgage data for all 100 North Carolina counties from 2000 to 2013. UNC Center for Community Capital research assistant Kevin A. Park created and maintains a portfolio of interactive maps displaying housing … Continued