To provide context to existing data regarding higher education and its impact on the finances and wealth-building abilities of Latinos and their families, the UNC Center for Community Capital and UnidosUS partnered to conduct 30 in-depth interviews across six different … Continued
Author: Lucy Gorham
This report highlights innovative and unique examples of how housing and financial capability services can be integrated with each other, the range of financial capability services being provided, and how outcomes are being measured and evaluated. Financial instability limits opportunity for individuals and … Continued
It is clear that those who use payday loans need access to short-term, small-dollar credit. With growing wage and income inequality and in the absence of living-wage jobs, people are bound to continue to need short-term, small-dollar loans to smooth … Continued
The growth of fintech and the increasing adoption of digital financial services by consumers introduces new opportunities to increase access to financial services. However, a significant expansion of financial inclusion is not an inevitable outcome. Making fintech a true catalyst … Continued
The center’s evaluation of the CFSI’s Financial Solutions Lab, a five-year initiative managed by the Center for Financial Services Innovation (CFSI) with founding partner JPMorgan Chase & Co., offers key insights on how financial technology can influence low- and moderate-income consumer financial health.
Fewer than 10 percent of working U.S. households are positioned for a financially secure retirement and more than half of Americans lack an emergency savings fund. As a result, individuals and households are increasingly vulnerable to financial setbacks that limit their economic mobility.