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Bankruptcy During Foreclosure: Home Preservation through Chapters 7 and 13

May 7, 2014

Researchers find wide variation in the likelihood of mortgage servicers bringing foreclosed properties to auction. Auctions are 70% less likely for homeowners in foreclosure who file for bankruptcy. The effect is five times greater for filers of Chapter 13 bankruptcies, which contain enhanced tools for preserving homeownership, compared to Chapter 7.

Reexamining the Social Benefits of Homeownership after the Housing Crisis

August 1, 2013

Researchers examine whether and how the recession and housing crisis have altered interest in homeownership or its actual impacts. They focus on five social impacts: psychological health, physical health, parenting and children’s academic achievement and behavior, social and political participation, and neighborhood/social capital.