Author: Sarah Riley
This research examines how homeowners and renters were impacted by the financial crisis in 2009. We build from the hypothesis that homeownership provides people a sense of stability which decreases the extent to which they feel stressed as a result … Continued
Center researchers find that adverse life events, such as unemployment, unexpected expenses and medical bills, are the primary reasons that lower-income households decide to file for bankruptcy. UNC Center for Community Capital researchers examine whether adverse life events influence the … Continued
Abstract There is a general consensus among researchers and policymakers that matched savings programs can significantly increase the propensity to save among low-income households. This study offers a unique contribution to the field by testing whether principals and theories from … Continued
UNC Center for Community Capital researcher Sarah Riley investigates the relationship between land use regulations and the house prices of urban low-income homeowners in the United States between 1998 and 2010. She finds that the dependence of low-income homeowner wealth on the timing of house purchase and sale is weaker in less-regulated markets.