“The rising level of defaults in the FHA portfolio is a cause for concern, but some of the proposed solutions could do more harm than good. Assuming that down payment assistance (DPA) from state and local housing agencies―or down payment … Read more

“One of the most startling discoveries I’ve made in my research has been the direct connection between energy efficiency and financial health for low- and middle-income families. A 2013 study from the University of North Carolina at Chapel Hill Center … Read more

“Default rates among loans that used down payment assistance were low compared to other mortgage types, according to a joint report from the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis, Center for Community Capital … Read more

The UNC Center for Community Capital is partnering on a grant from Lumina Foundation to the UNC School of Law to study the relationship between debt, achievement and equity in higher education, with a specific focus on Latino/a students. This … Read more

NextCity features our multimedia, interactive “StoryMaps” with an article on June 6, 2018. See more in the full report, “Assessing and Promoting Opportunity in Low- and Moderate-Income Communities.”

More Latinos are going to college than ever before but mounting college costs and a lower average family net worth mean that many of them are mortgaging their futures to get there.

Spanish-language paper Hoy Los Angeles highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in April 2018 at the UnidosUS headquarters in Washington D.C.

Washington, DC— Today, UnidosUS (formerly NCLR) released a new report—“It Made the Sacrifices Worth It”: The Latino Experience in Higher Education—during a live panel discussion of the findings. UnidosUS policy experts and researchers from the Center for Community Capital at … Read more

A discussion of our recent report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” with Deborah A. Santiago, co-founder, COO and vice president for policy at Excelencia in Education, appears in the magazine Diverse: Issues in Higher … Read more

Spanish-language paper La Opinión highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in March 2018 at the UnidosUS headquarters in Washington D.C.