Consejo Nacional de la Raza and UNC Center for Community Capital dieron a conocer el informe titulado La generación de las ejecuciones hipotecarias: el impacto a largo plazo de la crisis de la vivienda en los niños y las familias latinas.
National Council of La Raza, the largest national Hispanic civil rights and advocacy organization in the United States, and the UNC Center for Community Capital release “The Foreclosure Generation: The Long-Term Impact of the Housing Crisis on Latino Children and Families,” a study which uses interviews with Latino families who have suffered a foreclosure to shed light on the damage inflicted by the loss of their home.
Dr. Roberta G. Quercia, professor of city and regional planning at the University of North Carolina at Chapel Hill, has been named director of the UNC Center for Community Capital.
Dr. Michael A. Stegman, director of the UNC Center for Community Capitalism and Duncan MacRae ’09 and Rebecca Kyle MacRae professor of public policy, planning and business at the University of North Carolina at Chapel Hill, has been honored by his peers with the 2006 Thomas Jefferson Award.
Predatory loan terms, namely prepayment penalties and balloon payments, increase the risk of mortgage foreclosure in subprime home loans, even after controlling for the borrower’s credit score, loan terms, and varying economic conditions, according to a report by the Center for Community Capitalism at The University of North Carolina at Chapel Hill (UNC).
