News

CCC Wins NC TraCS Award

Higher Education

The UNC Center for Community Capital is pleased to receive an award from the NC TraCS Institute for the 121st cycle of the TraCS $2K pilot grants. Molly DeMarco (with the UNC Center for Health Promotion and Disease Prevention) and Jess Dorrance will work on a project entitled, “Addressing Basic Needs Security in College Students in North Carolina: A Formative Study.”

Media Mentions

The Down Payment Report: Low Down Payments and Default Risk

Affordable Homeownership

“The rising level of defaults in the FHA portfolio is a cause for concern, but some of the proposed solutions could do more harm than good. Assuming that down payment assistance (DPA) from state and local housing agencies―or down payment assistance generally―inherently contributes to defaults is a good example. “As researcher Michael Stegman asserts in his new paper by the Center for Household Financial Stability at the Federal Reserve Bank … Continued

Media Mentions

No Place Like Home

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Housing Policy, Other

“One of the most startling discoveries I’ve made in my research has been the direct connection between energy efficiency and financial health for low- and middle-income families. A 2013 study from the University of North Carolina at Chapel Hill Center for Community Capital and the Institute for Market Transformation (IMT), “Home Energy Efficiency and Mortgage Risks,” compared data from 71,000 homes in 38 states and the District of Columbia. The … Continued

Media Mentions

Harvard study debunks down payment assistance myth, supporters claim

Affordable Homeownership, Community Advantage Program, Default, Bankruptcy, & Foreclosure

“Default rates among loans that used down payment assistance were low compared to other mortgage types, according to a joint report from the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis, Center for Community Capital at the University of North Carolina and Harvard Joint Center for Housing Studies.”

Media Mentions

CCC Partners on New Research to Explore Relationship Between Debt and Equity in Higher Ed

Higher Education, Student Loan Debt

The UNC Center for Community Capital is partnering on a grant from Lumina Foundation to the UNC School of Law to study the relationship between debt, achievement and equity in higher education, with a specific focus on Latino/a students. This project also includes a collaboration with UnidosUS, a national nonpartisan organization that serves the Hispanic community through research, policy analysis and advocacy efforts.

Blog

Remembering that I Belong

The Center for Community Capital on occasion publishes blog posts written by CCC Graduate Fellows. This post, written by Janel Burns (MSW 2020), is a reflection on how impostor syndrome can be a major barrier to academic and professional success for many, but especially for women and people of color. I don’t know about your inner voice, but mine tells a lot of lies. “Not good enough.” “Poser.” “You’re deceiving … Continued

News

Carolina Inequality Lab launches

Economic Mobility, Financial Inclusion

Inequality is back on the national agenda. Over the past decade, the growing gap between the haves and have-nots in health, economic opportunity, educational outcomes, and other areas has taken on greater urgency among advocates, researchers, and policymakers. While groups like Occupy Wall Street and political candidates across the ideological spectrum have made national economic inequality a central theme in their platforms, cities have also become important hubs of action … Continued

Blog

When Saving Really Isn’t Saving and Why This Isn’t Bad

Debt & Credit, Financial Inclusion, Savings & Asset-Building

This is the fourth in a series of blog posts related to our work around housing and opportunity. To learn more about this project, check out the first blog post, the second blog post, the third blog post, the full report, the Executive Summary, or our interactive StoryMaps. The views and opinions expressed in the report and this blog post are those of the Center for Community Capital and do not necessarily reflect the views … Continued

News

Announcing Public Use CAPS Data

Affordable Homeownership, Community Advantage Program

The Center for Community Capital is thrilled to announce the launch of a de-identified, public use version of the Community Advantage Panel Survey (CAPS). This survey, the basis of much of the Center’s research over the past decade, comprises 11 years of panel survey data provided by approximately 5,000 low- and moderate–income homeowners and renters during the period of 2003-2014. The UNC Center for Community Capital has overseen CAPS data collection with generous funding … Continued

Blog

Weathering the Storm: Affordable Housing in New Orleans 12 Years after Katrina

Affordable Homeownership

This is the third in a series of blog posts related to our work around housing and opportunity. To learn more about this project, check out the first blog post, the second blog post, the full report, the Executive Summary, or our interactive StoryMaps. The views and opinions expressed in the report and this blog post are those of the Center for Community Capital and do not necessarily reflect the views and opinions of JPMorgan … Continued