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Research shows homeownership helps low-income people build wealth

Affordable Homeownership, Impacts of Homeownership, Mortgage Finance

A new report finds that low-income homeowners given high-quality mortgage products build wealth at higher levels than renters, suggesting reliable wealth‐building mechanism for low‐ and moderate‐income families

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Riley speaks at national real estate conference on mobility of low-income underwater homeowners

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Impacts of Homeownership, Mortgage Finance

Senior research economist Sarah Riley speaks April 3 to national real estate executives on research on the mobility of low-income underwater homeowners and their impact on unemployment rates.

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Quercia, McDaniel use Harvey Award prize to train school coaches on how to support academic success

Economic Mobility, K-12 Education

Center director Roberto Quercia and Mark McDaniel, senior research associate for community development outreach, will use Harvey Award prize money to develop the curriculum and pilot the first coaches’ academy in several North Carolina counties in the fall of 2014.

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Quercia speaks on housing finance reform at municipal finance conference

Affordable Homeownership, Housing Policy, Mortgage Finance

UNC Center for Community Capital director Roberto G. Quercia will discuss housing finance reform Thursday Feb. 20 at the Southern Municipal Finance Society Public Policy and Municipal Finance Conference in Charlotte.

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Riley speaks on delinquency and default among low-income urban homeowners

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Homeownership Counseling, Impacts of Homeownership, Mortgage Finance

UNC Center for Community Capital senior research economist Sarah Riley speaks Friday on factors that prompt default and ways to prevent foreclosure among low-income urban homeowners at the Society for Social Work and Research’s 2014 Annual Conference.

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Center researchers writing in Cityscape put FHA’s public purpose and mortgage insurance fund losses in perspective

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Housing Policy, Mortgage Finance

The Federal Housing Administration’s mortgage insurance fund plays a critical role in ensuring a healthy and stable housing market, and its losses resulting from the foreclosure crisis must be viewed in that context, center researchers conclude in an article published in Cityscape.

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UNC research shows owning costs less than renting for low-income homeowners

Affordable Homeownership, Impacts of Homeownership, Mortgage Finance

Owning a home is less than costly than renting for low-income homeowners who obtain quality mortgages, according to new research by the UNC Center for Community Capital published in The Journal of Regional Analysis & Policy.

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Ratcliffe appointed to Homeownership Preservation Foundation board

Affordable Homeownership, Consumer Protections, Financial Inclusion, Mortgage Finance

The Homeownership Preservation Foundation, an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure, taps UNC Center for Community Capital Executive Director Janneke Ratcliffe for its board of directors.

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UNC Center for Community Capital teams with Ohio housing agency on MacArthur Foundation research grant project

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Housing Policy, Mortgage Finance

Researchers will collaborate on a $460,000 grant project of the John D. and Catherine T. MacArthur Foundation to evaluate the effectiveness of federally funded mortgage payment assistance for unemployed homeowners.

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Center reseachers examine asset-building innovations at the 2013 Pathways to Prosperity Conference

Affordable Homeownership, Consumer Protections, Debt & Credit, Default, Bankruptcy, & Foreclosure, Economic Mobility, Financial Capability, Financial Inclusion, Financial Services Industry, Savings & Asset-Building

Center researchers join experts from across the country discussing innovations in asset-building research, practice and policies at the 2013 Pathways to Prosperity Conference Oct. 16-17 in Durham, N.C.