“The rising level of defaults in the FHA portfolio is a cause for concern, but some of the proposed solutions could do more harm than good. Assuming that down payment assistance (DPA) from state and local housing agencies―or down payment assistance generally―inherently contributes to defaults is a good example. “As researcher Michael Stegman asserts in his new paper by the Center for Household Financial Stability at the Federal Reserve Bank … Read more
“One of the most startling discoveries I’ve made in my research has been the direct connection between energy efficiency and financial health for low- and middle-income families. A 2013 study from the University of North Carolina at Chapel Hill Center for Community Capital and the Institute for Market Transformation (IMT), “Home Energy Efficiency and Mortgage Risks,” compared data from 71,000 homes in 38 states and the District of Columbia. The … Read more
“Default rates among loans that used down payment assistance were low compared to other mortgage types, according to a joint report from the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis, Center for Community Capital at the University of North Carolina and Harvard Joint Center for Housing Studies.”
The UNC Center for Community Capital is partnering on a grant from Lumina Foundation to the UNC School of Law to study the relationship between debt, achievement and equity in higher education, with a specific focus on Latino/a students. This project also includes a collaboration with UnidosUS, a national nonpartisan organization that serves the Hispanic community through research, policy analysis and advocacy efforts.
NextCity features our multimedia, interactive “StoryMaps” with an article on June 6, 2018. See more in the full report, “Assessing and Promoting Opportunity in Low- and Moderate-Income Communities.”
More Latinos are going to college than ever before but mounting college costs and a lower average family net worth mean that many of them are mortgaging their futures to get there.
Spanish-language paper Hoy Los Angeles highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in April 2018 at the UnidosUS headquarters in Washington D.C.
Washington, DC— Today, UnidosUS (formerly NCLR) released a new report—“It Made the Sacrifices Worth It”: The Latino Experience in Higher Education—during a live panel discussion of the findings. UnidosUS policy experts and researchers from the Center for Community Capital at the University of North Carolina at Chapel Hill highlighted key insights from the report, which relied on in-depth interviews with a diverse set of thirty Latino college graduates from six … Read more
A discussion of our recent report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” with Deborah A. Santiago, co-founder, COO and vice president for policy at Excelencia in Education, appears in the magazine Diverse: Issues in Higher Education.
Spanish-language paper La Opinión highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in March 2018 at the UnidosUS headquarters in Washington D.C.