Media Mentions

The Down Payment Report: Low Down Payments and Default Risk

Affordable Homeownership

“The rising level of defaults in the FHA portfolio is a cause for concern, but some of the proposed solutions could do more harm than good. Assuming that down payment assistance (DPA) from state and local housing agencies―or down payment assistance generally―inherently contributes to defaults is a good example. “As researcher Michael Stegman asserts in his new paper by the Center for Household Financial Stability at the Federal Reserve Bank … Continued

Media Mentions

No Place Like Home

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Housing Policy, Other

“One of the most startling discoveries I’ve made in my research has been the direct connection between energy efficiency and financial health for low- and middle-income families. A 2013 study from the University of North Carolina at Chapel Hill Center for Community Capital and the Institute for Market Transformation (IMT), “Home Energy Efficiency and Mortgage Risks,” compared data from 71,000 homes in 38 states and the District of Columbia. The … Continued

Media Mentions

Harvard study debunks down payment assistance myth, supporters claim

Affordable Homeownership, Community Advantage Program, Default, Bankruptcy, & Foreclosure

“Default rates among loans that used down payment assistance were low compared to other mortgage types, according to a joint report from the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis, Center for Community Capital at the University of North Carolina and Harvard Joint Center for Housing Studies.”

Media Mentions

CCC Partners on New Research to Explore Relationship Between Debt and Equity in Higher Ed

Higher Education, Student Loan Debt

The UNC Center for Community Capital is partnering on a grant from Lumina Foundation to the UNC School of Law to study the relationship between debt, achievement and equity in higher education, with a specific focus on Latino/a students. This project also includes a collaboration with UnidosUS, a national nonpartisan organization that serves the Hispanic community through research, policy analysis and advocacy efforts.

Media Mentions

New Maps Show Access to Opportunity Isn’t Just Physical

Affordable Homeownership, Economic Mobility

NextCity features our multimedia, interactive “StoryMaps” with an article on June 6, 2018. See more in the full report, “Assessing and Promoting Opportunity in Low- and Moderate-Income Communities.”

Media Mentions

Progress Report Features Report on Latino Experience in Higher Ed

More Latinos are going to college than ever before but mounting college costs and a lower average family net worth mean that many of them are mortgaging their futures to get there.

Media Mentions

Latino Higher Ed Report in Los Angeles Publication “Hoy Los Angeles”

Spanish-language paper Hoy Los Angeles highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in April 2018 at the UnidosUS headquarters in Washington D.C.

Media Mentions

UnidosUS Unveils New Report on The Latino Experience in Higher Education

Washington, DC— Today, UnidosUS (formerly NCLR) released a new report—“It Made the Sacrifices Worth It”: The Latino Experience in Higher Education—during a live panel discussion of the findings. UnidosUS policy experts and researchers from the Center for Community Capital at the University of North Carolina at Chapel Hill highlighted key insights from the report, which relied on in-depth interviews with a diverse set of thirty Latino college graduates from six … Continued

Media Mentions

Discussion on Latino Higher Ed Report in Diverse Magazine

A discussion of our recent report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” with Deborah A. Santiago, co-founder, COO and vice president for policy at Excelencia in Education, appears in the magazine Diverse: Issues in Higher Education.

Media Mentions

Research on the Latino Higher Education Experience in La Opinión

Spanish-language paper La Opinión highlights the report “It Made the Sacrifices Worth It: The Latino Experience in Higher Education,” which was was released in March 2018 at the UnidosUS headquarters in Washington D.C.