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Gorham and Lindblad discuss homeownership research and policy at APPAM conference

Affordable Homeownership, Housing Policy, Impacts of Homeownership

Baltimore, Md. – UNC Center for Community Capital experts Lucy Gorham and Mark Lindblad join other national experts examining critical research and policy questions for expanding homeownership and its benefits at the 2012 Association for Public Policy Analysis and Management Fall Research Conference. Gorham moderates a panel discussion today (Nov. 9) on “Re-Evaluating the American Dream: Policies to Encourage and Sustain Homeownership.” Lindblad on Saturday (Nov. 10) presents research on … Continued

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Manturuk speaks on financial capability research at CFPB convening

Financial Capability, Financial Inclusion

Washington, D.C.  – UNC Center for Community Capital researcher Kim Manturuk will join other experts speaking on research and data collection issues at the first-ever convening on financial capability hosted by the Consumer Financial Protection Bureau’s Office of Financial Empowerment Nov. 28-29 in Washington, D.C. The two-day, invitation-only event will bring together 125 practitioners, foundations, financial institutions, government agencies, researchers and policy advocates who are working to improve financial capability … Continued

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UNC Center for Community Capital director speaks on FHA losses

Affordable Homeownership, Mortgage Finance

Washington, D.C. – UNC Center for Community Capital director Roberto G. Quercia discusses FHA’s mounting losses at a Center for American Progress event Nov. 30 in Washington, D.C. The Wall Street Journal writer Nick Timiraos will moderate a panel discussion, “Putting the FHA’s Financial Problems in Perspective,” with Quercia and other national experts. FHA Acting Commissioner Carol Galante will deliver keynote remarks. (Register to attend) “The simplest way to recapitalize … Continued

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Ratcliffe speaks on safe low down-payment mortgage lending

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Mortgage Finance

Washington, D.C. – UNC Center for Community Capital Executive Director Janneke Ratcliffe will join a national panel of experts Feb. 1 discussing how to help new homebuyers enter the housing market. “Low Down-Payment Mortgage Lending: What is the Safe Path Forward?” hosted by the Center for American Progress in Washington, D.C. will also feature representatives from the public, private and nonprofit sectors. Registration is required. Ratcliffe is an expert on … Continued

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UNC Center for Community Capital researcher Kevin A. Park receives UNC Impact Award

Affordable Homeownership, Mortgage Finance

UNC Center for Community Capital research assistant and doctoral student Kevin A. Park has received a 2013 Impact Award from the University of North Carolina at Chapel Hill’s Graduate School.

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Center urges FHFA to maintain Fannie and Freddie’s low-income housing goals

Affordable Homeownership, Mortgage Finance

Proposals to lower Fannie Mae and Freddie Mac’s goals for making home loans to low-income borrowers threaten to needlessly exclude creditworthy borrowers at a time the overall market needs home lending to grow, UNC Center for Community Capital researchers said in a July 26 comment to the Federal Housing Finance Agency. “Ensuring that qualified lower-income households can access the benefits afforded other borrowers in the conforming conventional market is an … Continued

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Center Fellow Michal Grinstein-Weiss named associate director Center for Social Development

University of North Carolina at Chapel Hill associate professor Michal Grinstein-Weiss, a research fellow at the UNC Center for Community Capital, has been named associate director of the Center for Social Development (CSD) at Washington University in St. Louis. Grinstein-Weiss begins work at the center July 1, also joining the George Warren Brown School of Social Work faculty as associate professor. “Dr. Grinstein-Weiss received her Ph.D. in social work from … Continued

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Ratcliffe speaks on turning latest research into better housing finance policy and practice

Affordable Homeownership, Debt & Credit, Financial Inclusion, Mortgage Finance

Boulder, Colo. – UNC Center for Community Capital Executive Director Janneke joined a panel of housing finance experts today (June 24) kicking off the Boulder Summer Conference on Consumer Financial Decision Making Sunday with a discussion on the need and strategies for bridging the gap between academic research and housing finance policy. The annual Boulder Summer Conference hosted by Leeds School of Business at Colorado University Boulder convenes scholars, regulators, … Continued

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Mobile technology offers opportunity for low-income, small-dollar credit market, Manturuk says

Debt & Credit, Financial Capability, Financial Inclusion, Financial Services Industry, Savings & Asset-Building

Mobile technology offers a significant and growing market opportunity for financial services companies to meet the small-dollar credit needs of low-income consumers, UNC Center for Community Capital researcher Kim Manturuk told industry leaders at a national conference June 13. “For many underbanked households, the smartphone is the only computer in the home so mobile, rather than online, banking will be the way to deliver services to these consumers,” Manturuk said. … Continued

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UNC Center for Community Capital to study performance of loans for energy-efficient homes

Affordable Homeownership, Housing Policy, Impacts of Homeownership, Mortgage Finance

Researchers at the UNC Center for Community Capital will assess whether mortgages obtained for energy-efficient homes perform better than those obtained for standard homes. The study is being funded by the Institute for Market Transformation, a nonprofit founded in 1996 that promotes energy efficiency, green building and environmental protection in the United States and abroad. Center researchers will examine building energy performance data of about 200,000 new homes rated by … Continued