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Ratcliffe named to national consumer protection agency post; Gorham named acting center executive director

Center Executive Director Janneke Ratcliffe has been named assistant director for financial education at the Consumer Financial Protection Bureau. Lucy Gorham will serve as acting executive director beginning Jan. 26.

News

UNC researchers to study Latino housing needs in North Carolina

Affordable Homeownership

Researchers from the center and UNC’s Frank Hawkins Kenan Institute of Private Enterprise will conduct a comprehensive study of the housing needs of Latinos in North Carolina.

News

Center hosts panel of mortgage finance experts at 2014 American Mortgage Conference

Affordable Homeownership, Housing Policy, Mortgage Finance

The center hosts a panel of national mortgage finance experts sharing insights on the policy outlook for mortgage credit at the 2014 American Mortgage Conference on Sept. 9 in Raleigh, N.C.

News

Center comment to HUD recommends ways to improve homeownership counseling pilot

Affordable Homeownership, Homeownership Counseling, Housing Policy, Mortgage Finance

The Center in a comment to the U.S. Department of Housing and Urban Development offers ways to ensure a proposed four-year, two-phase housing counseling pilot program achieves its goals.

News

White paper describes financial insecurity’s costs to families, employers, taxpayers and the economy

Consumer Protections, Financial Inclusion, Savings & Asset-Building

A white paper released by center researchers and JPMorgan Chase & Co. describes why helping economically fragile consumers better manage their finances is critical not only for individuals, but also employers, taxpayers and the economy.

News

Research Update: Delinquent homeowners who file for bankruptcy 70 percent less likely to lose their homes

Affordable Homeownership, Default, Bankruptcy, & Foreclosure, Housing Policy, Impacts of Homeownership, Mortgage Finance

In a new report published in Housing Policy Debate, researchers from UNC Center for Community Capital and UNC School of Law assess the impact of filing for bankruptcy on foreclosure auctions.

News

Quercia speaks on lending in a changed mortgage market at Federal Reserve conference

Affordable Homeownership, Housing Policy, Mortgage Finance

Center Director Roberto G. Quercia will speak Wednesday on new lending opportunities in a changed mortgage market at the Federal Reserve Bank of Philadelphia’s biennial Reinventing Older Communities conference,

News

Ratcliffe to speak on racial inequity in lending at UNC forum

Affordable Homeownership, Housing Policy, Impacts of Homeownership, Mortgage Finance

UNC Center for Community Capital Executive Director Janneke Ratcliffe will speak on racial inequity in lending today during a roundtable discussion hosted by the UNC School of Law Center for Civil Rights.

News

Ratcliffe to speak on housing finance reform at Wharton forum

Affordable Homeownership, Housing Policy, Mortgage Finance

Executive Director Janneke Ratcliffe will speak on the implications of housing finance reform on credit access at a public forum April 16 at The Wharton School.

News

Research shows homeownership helps low-income people build wealth

Affordable Homeownership, Impacts of Homeownership, Mortgage Finance

A new report finds that low-income homeowners given high-quality mortgage products build wealth at higher levels than renters, suggesting reliable wealth‐building mechanism for low‐ and moderate‐income families