UNC Center for Community Capital associate director Janneke Ratcliffe recommended in testimony today (Sept. 24) that the Federal Reserve Board preserve the unique features that make Home Mortgage Disclosure Act (HMDA) data so valuable while expanding and standardizing data collection to shore up important data gaps.
UNC Center for Community Capital expert testifies before Federal Reserve Board on mortgage data reporting
UNC Center for Community Capital experts speak on fair and effective housing and consumer finance policy at national conference
Three UNC experts presented findings at a national policy conference Nov. 5-6 on Center for Community Capital research examining a range of policies that affect the ability of low- and moderate-income people in the United States to build and sustain wealth.
Two UNC Center for Community Capital researchers were featured in the Federal Reserve Bank of Cleveland’s Fall 2010 issue of its policy magazine, Forefront, speaking on issues related to better serving low- and moderate-income people in the United States.
The Society for Social Work Research has selected UNC Center for Community Capital Research Fellow Michal Grinstein-Weiss for its 2011 Deborah K. Padgett Early Career Achievement Award.
More than 30 years after Congress passed Community Reinvestment Act (CRA) legislation to encourage financial institutions to meet the credit needs of the communities in which they operate, 17 million adults remain without a checking or savings account.
Researchers from the UNC Center for Community Capital and School of Social Work presented findings on an innovative program that helps low-income working families build savings at tax time during a national forum held Dec. 7 in Washington, D.C.
Systemic risk can be considered the fifth horseman of the financial industry Apocalypse. At the extreme, it is the threat posed by the potential failure of one or more institutions to the entire U.S. economy.
Federal action to exempt national banks from state consumer protection laws caused more foreclosures and riskier lending, UNC study shows
Anti-predatory lending laws enacted by some states in the past decade to protect consumers from abusive and unfair mortgage practices saved many people from losing their homes during the foreclosure crisis, according to new research findings from the UNC Center for Community Capital.
Center for Community Capital director Roberto Quercia speaks on causes of U.S. housing finance crisis at symposium in Bejing
Beijing, China — A global savings glut, desire for higher-yield investments, lack of regulation and greed were among the causes of the U.S. housing finance crisis, UNC Center for Community Capital Director Roberto G. Quercia told scholars and guests at an academic forum in Beijing May 30. His presentation, “The Aftermath of the U.S. Financial Crisis: Implications for Affordable Housing Finance,” came during the Peking University Symposium on Urban and … Continued
A new study shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy.