Professor Quercia leads major research projects in the areas of low-income homeownership, mortgage lending, subprime and predatory lending, and financial services issues. He has conducted extensive research on neighborhood dynamics and poverty for government agencies, municipalities, community organizations and private entities, including the U.S. Department of Housing and Urban Development, the U.S. Congressional Budget Office, the General Accounting Office, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corporation.

Sandra is a third year PhD candidate in quantitative psychology, where she specializes in longitudinal behavioral and biological data and methods for combining data from multiple datasets. At CCC, she examines consumer choice in the financing market for manufactured housing.

Dr. Lester is Associate Professor of City and Regional Planning. His research interests are broad within the field of urban and regional economic development, but generally focus on the role of social institutions and policy interventions in reducing income inequality … Continued

Jay is a sixth year PhD student in the Economics Department at UNC with research interests in Econometrics, including Time Series, Financial, and Computational Econometrics. At CCC, he examines consumer choice in the financing market for manufactured housing. More information … Continued

Eileen Harvey is a Research & Program Coordinator and is the newest member of the CCC team. At the Center, Eileen is on the research team for our projects on student loan debt and on financial coaching. Additionally, Eileen is … Continued

Dr. Lowe is the interim director of the Center for Urban and Regional Studies and an associate professor in the UNC Department of City and Regional Planning. Her work focuses on the institutional arrangements that lead to more inclusive forms … Continued

Dr. Michael A. Stegman, now a Senior Fellow in the Housing Finance Program at the Center for Financial Markets at the Milken Institute, founded the center in 1997 while serving as chair of UNC’s Department of Public Policy and MacRae … Continued

Kate Sablosky Elengold is a clinical associate professor of law at Carolina Law and director of the Consumer Financial Transactions Clinic. Her research interests lie at the intersection of race, gender, and poverty. Her most recent scholarship focuses on issues … Continued

Mathieu Despard, MSW, Ph.D, is the Executive Director of the UNC Center for Community Capital. Before joining the CCC team, Dr. Despard served as an Assistant Professor at the University of Michigan School of Social Work, where he conducted research on … Continued

Dr. Kaza is an Associate Professor in the Department of City and Regional Planning at the University of North Carolina at Chapel Hill. Dr. Kaza studies the phenomena of plans and their uses in public and private decision-making. Of particular interest … Continued