Home Energy Efficiency and Mortgage Risks: Fact Sheet

Publication Date

March 2013

Author(s)

Chao Yue Tian, Nikhil Kaza, Roberto G. Quercia

Client/Funder

Institute for Market Transformation

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Researchers outline key findings from a study showing the risk of mortgage default is one-third lower for energy-efficient homes.

A study by the UNC Center for Community Capital and Institute for Market Transformation shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy. In this fact sheet, researchers outline key findings and policy recommendations.