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Publication Date

October 2014


Kevin A. Park


The Bureau of Consumer Financial Protection has proposed a rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act made by section 1094 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

The proposal would add several new reporting requirements and clarify several existing ones. The bureau also proposes changes to institutional and transactional coverage under Regulation C.

The center responds to the proposals and urges the bureau to use its authority to expand disclosure requirements and ensure transparency.


Topics(s): Affordable Homeownership, Housing Policy, Mortgage Finance