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Publication Date

May 2012


Andrea Taylor, Jenna N. Tucker, Joan Yoo, Krista Holub, Michal Grinstein-Weiss, Yeong Hun Yeo


Ford Foundation

Center researchers find that homeownership improves the behavior of children in low- and moderate-income neighborhoods.

Using data on low-to-moderate-income households in the Community Advantage Program survey, this paper examines homeownership, neighborhood characteristics and the interaction between the two on the positive behavior of children from low- and moderate-income households.

To control for potential selection bias and endogeneity problems, propensity score weighting and hierarchical regression are employed to tease apart the effects of homeownership, neighborhood characteristics and their interaction on child positive behaviour. No effect is found of homeownership or neighborhood characteristics on children’s positive behavior when the interaction between the two is not included in the model.

However, homeownership was found to have a stronger positive effect on children’s positive behavior as neighborhood population density increases and, at approximately 4,000 persons per square mile (approximate population density of San Diego, CA), homeownership has a significant positive effect on children’s overall scores on the positive behavior scale.

Topics(s): Affordable Homeownership, Community Advantage Program, Impacts of Homeownership, Mortgage Finance