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Publication Date

September 2009


Lisa K. Bates, Roberto G. Quercia


Ford Foundation


In this paper, we demonstrate the vital importance of housing by identifying the top 12 impacts of housing on social issues and problems. This identification is based on an extensive review of major research findings about the impacts of housing on individuals, families and communities.

These impacts arise from inadequacies in housing quality, affordability and stability, neighborhoods and opportunities, and neighborhood social and cultural environment; these inadequacies cost communities real dollars.

A broad policy strategy for maintaining, improving and expanding the nation’s housing stock is suggested in the closing section.

Topics(s): Affordable Homeownership, Impacts of Homeownership, Mortgage Finance