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Publication Date

August 2005

Author(s)

Janneke Ratcliffe, Jonathan Spader, Michael A. Stegman

Client/Funder

North Carolina Commissioner of Banks and The Annie E. Casey Foundation

Researchers examine the savings attitudes and behaviors of clients at North Carolina Volunteer Income Tax Assistance sites and evaluate the potential of these sites as vehicles for promoting asset-building.

The goals of this study are to examine the savings attitudes and behaviors of clients at North Carolina Volunteer Income Tax Assistance sites and evaluate the potential of these sites as vehicles for promoting asset-building.

In partnership with the North Carolina Commissioner of Banks, and with funding from the Annie E. Casey Foundation, the Center for Community Capital surveyed clients served by VITA sites in Greenville, Henderson and Raleigh, North Carolina, both at the time they received their refund and again several months later.

View a briefing by N.C. Commissioner of Banks Joseph A. Smith on the study results.


Topics(s): Financial Inclusion, Savings & Asset-Building