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Publication Date

October 2010


Kim R. Manturuk

This research examines whether the relationship between homeownership and mental health is mediated by perceived sense of control or trust in neighbors.

Drawing on social disorganization theory, center researcher Kim Manturuk proposes that homeownership increases trust and perceptions of control, which mediate the impact homeownership has on mental health. This hypothesis is tested using data collected from respondents in 30 low-wealth urban areas.

Using propensity score matching and regression models, she find that homeowners report a greater sense of control and trust in their neighbors. Homeownership likewise has an impact on mental health, but the effect is entirely mediated by perceived sense of control. Conversely, she finds no relationship between the increased sense of trust among homeowners and their mental health outcomes.

These findings are discussed in light of the need for a cohesive theory of homeownership, particularly in light of changing economic realities.

Topics(s): Affordable Homeownership, Impacts of Homeownership, Mortgage Finance