The challenge of rising student loan debt has received a great deal of attention but too little is known about the impact on broader household financial health. Moreover, there is little discussion of how this impact is different for different students. 

With funding support from MetLife Foundation, the UNC Center for Community Capital (CCC) conducted interviews with people with student loan debt in order to gain a deeper and more nuanced understanding of how individuals from a variety of backgrounds make decisions about how to finance their education, how they negotiate the landscape of student loan debt, and the impact on their families’ broader financial health. 

This research increases our understanding of the impact of student loans on the overall financial well-being of households by synthesizing information from multiple sources and providing new insights in areas that have not yet been well explored with available data. We provide perspectives that are useful in both understanding the barriers that students face as well as how those can be addressed through public and institutional policies and programs. Ideally, this information will be used by institutions providing post-secondary education, by high schools preparing their students to pursue post-secondary education, and by policymakers and others working to reduce the burden of student loan debt.

This work builds on previous research in collaboration with UnidosUS, which explores the issue of student loan debt for Latino students in the U.S. 

Publications Based on Student Loan Debt Research