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2015-17 Enterprise Housing Goals

October 28, 2014

The center responds to the Federal Housing Finance Agency’s proposed affordable housing goals for the government-sponsored enterprises Fannie Mae and Freddie Mac for 2015-2017

Home Mortgage Disclosure Act (Regulation C)

October 28, 2014

The center responds to rules proposed by the Bureau of Consumer Financial Protection amending Regulation C to implement amendments to the Home Mortgage Disclosure Act and change institutional and transactional coverage.

Serving Mortgage Market Segments Effectively

October 8, 2014

Lowering the cost of capital required by government-sponsored enterprises can safely and efficiently serve higher-risk segments of the market, increasing opportunity for homeownership and improving market stability.

Expanding Homeownership Should Be Guiding Force in Housing Finance Reform

September 17, 2014

Janneke Ratcliffe reflects on comments made at the Bipartisan Housing Council’s 2014 Housing Summit, “Housing America’s Future: New Directions for National Policy.” Ratcliffe’s panel focused on why creditworthy Americans find it so difficult to obtain a mortgage.

Fannie Mae and Freddie Mac Guarantee Fees

September 8, 2014

Center researchers weigh in on the complex and important issues surrounding the setting of Fannie Mae and Freddie Mac’s fees in their response to Federal Housing Finance Agency Director Mel Watt request for input.