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The Disparate Impact of Credit Checks in Employment Hiring

October 21, 2018

Does the use of credit checks negatively affect lower-income job applicants, and if so, what policies and practices can mitigate this impact?   Research indicates that nearly half of employers check an applicant’s credit history when hiring. This indicator raises … Continued

Ratcliffe appointed to Homeownership Preservation Foundation board

November 11, 2013

The Homeownership Preservation Foundation, an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure, taps UNC Center for Community Capital Executive Director Janneke Ratcliffe for its board of directors.