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Housing & Financial Capabilities Report: Executive Summary

June 21, 2018

This Executive Summary provides an overview of the findings and recommendations in the full report called Housing & Financial Capabilities: Integrating and Enhancing Services for Residents. The UNC Center for Community Capital (CCC) partnered with JPMorgan Chase & Co. (JPMC) to … Continued

Catalyzing Inclusion: Financial Technology and the Underserved

October 10, 2017

The growth of fintech and the increasing adoption of digital financial services by consumers introduces new opportunities to increase access to financial services. However, a significant expansion of financial inclusion is not an inevitable outcome. Making fintech a true catalyst … Continued

MAGIC Mojo: Leveraging Impulsivity to Encourage Saving

July 20, 2015

Nearly all consumers make occasional impulse purchases and, generally speaking, enjoy doing so. While saving money may also be enjoyable, that enjoyment may be delayed, often far into the future, when savings are needed or used. Developers of a pilot … Continued

Impulse Savings: Evaluating the Impacts of MAGIC Mojo

July 1, 2015

Center researchers evaluate an innovative pilot savings program, MAGIC Mojo, a prepaid, celebrity-endorsed MasterCard combined with a savings feature, and find it effectively encourages low-income consumers to save.