“To fully integrate into American society and achieve economic security, immigrants need access to high-quality affordable financial products, including small dollar loans that serve as an entryway to credit. Unfortunately, immigrants to the U.S. face many barriers in accessing safe … Read more

This Executive Summary provides an overview of the findings and recommendations in the full report called Housing & Financial Capabilities: Integrating and Enhancing Services for Residents. The UNC Center for Community Capital (CCC) partnered with JPMorgan Chase & Co. (JPMC) to … Read more

This report identifies effective practices, locates shared challenges, and isolates key considerations for organizations seeking to engage in the work of integrating financial capability services into their existing housing work. Many housing providers are expanding beyond their traditional roles in … Read more

To provide context to existing data regarding higher education and its impact on the finances and wealth-building abilities of Latinos and their families, the UNC Center for Community Capital and UnidosUS partnered to conduct 30 in-depth interviews across six different … Read more

This is the second entry in a series of blog posts created in collaboration with Prosperity Now’s Affordable Housing team about the role of financial capability services in affordable housing to help more low- and moderate-income households—with an emphasis on … Read more

It is clear that those who use payday loans need access to short-term, small-dollar credit. With growing wage and income inequality and in the absence of living-wage jobs, people are bound to continue to need short-term, small-dollar loans to smooth … Read more

The growth of fintech and the increasing adoption of digital financial services by consumers introduces new opportunities to increase access to financial services. However, a significant expansion of financial inclusion is not an inevitable outcome. Making fintech a true catalyst … Read more

The center’s evaluation of the CFSI’s Financial Solutions Lab, a five-year initiative managed by the Center for Financial Services Innovation (CFSI) with founding partner JPMorgan Chase & Co., offers key insights on how financial technology can influence low- and moderate-income consumer financial health.

A Center for Financial Services Innovation report uses center research to shed light on how financial service providers can design high-quality, small-dollar loans that offer value to providers and consumers alike.

Low-income consumers were able to save more thanks to a prepaid credit card with an optional “impulse” savings feature developed by Piggymojo, a new center report shows