This is the second in a series of blog posts related to our work around housing and opportunity. To learn more about this project, check out the first blog post, the full report, the Executive Summary, or our interactive StoryMaps. The views and opinions … Continued
Topic: Financial Inclusion
The UNC Center for Community Capital is excited to announce the release of an interactive, multimedia overview of the intersection between housing and opportunity in both the Potrero Hill neighborhood of San Francisco and the Gentilly area of New Orleans. Check … Continued
To provide context to existing data regarding higher education and its impact on the finances and wealth-building abilities of Latinos and their families, the UNC Center for Community Capital and UnidosUS partnered to conduct 30 in-depth interviews across six different … Continued
This is the second entry in a series of blog posts created in collaboration with Prosperity Now’s Affordable Housing team about the role of financial capability services in affordable housing to help more low- and moderate-income households—with an emphasis on … Continued
This report highlights innovative and unique examples of how housing and financial capability services can be integrated with each other, the range of financial capability services being provided, and how outcomes are being measured and evaluated. Financial instability limits opportunity for individuals and … Continued
It is clear that those who use payday loans need access to short-term, small-dollar credit. With growing wage and income inequality and in the absence of living-wage jobs, people are bound to continue to need short-term, small-dollar loans to smooth … Continued
The growth of fintech and the increasing adoption of digital financial services by consumers introduces new opportunities to increase access to financial services. However, a significant expansion of financial inclusion is not an inevitable outcome. Making fintech a true catalyst … Continued
The center’s evaluation of the CFSI’s Financial Solutions Lab, a five-year initiative managed by the Center for Financial Services Innovation (CFSI) with founding partner JPMorgan Chase & Co., offers key insights on how financial technology can influence low- and moderate-income consumer financial health.
The University of North Carolina at Chapel Hill’s UNC Center for Community Capital has received a $1.05 million grant from JPMorgan Chase & Co. to develop innovative strategies and solutions that help under-resourced communities become more vibrant and economically inclusive … Continued
This article tests the association between a savings account and debt in the lives of American young adults during periods of macroeconomic stability and decline and finds that a savings account may help young adults invest in their debt by entering better, healthier credit markets and avoiding riskier ones, especially during bad economic times.