The center’s evaluation of PayGoal, a payroll allocation and communication tool bundled with a prepaid card, offers key insights on how low-wage workers can manage financial volatility and improve improve their money management.
A Center for Financial Services Innovation report uses center research to shed light on how financial service providers can design high-quality, small-dollar loans that offer value to providers and consumers alike.
Low-income consumers were able to save more thanks to a prepaid credit card with an optional “impulse” savings feature developed by Piggymojo, a new center report shows
Nearly all consumers make occasional impulse purchases and, generally speaking, enjoy doing so. While saving money may also be enjoyable, that enjoyment may be delayed, often far into the future, when savings are needed or used. Developers of a pilot … Continued
Center researchers evaluate an innovative pilot savings program, MAGIC Mojo, a prepaid, celebrity-endorsed MasterCard combined with a savings feature, and find it effectively encourages low-income consumers to save.
Center senior project manager Jessica Dorrance joins other experts contributing chapters to a new book published by the Center for Financial Security that examines strategies to promote emergency savings, especially among underserved households.
The UNC Center for Community Capital seeks partners to fund and pilot a new financial capability program, Pocket Change, designed to help low-income youth in North Carolina age 12-19 develop financial socialization skills that enable them to become financially secure adults.
A multi-year study examines whether neighborhoods where Habitat for Humanity International invested NSP2 demonstrated greater stability and revitalization than similar neighborhoods.
Researchers examine an innovative new program’s ability to help people experiencing homelessness attain and retain permanent housing through asset building and access to financial services.
Center researchers contribute three chapters to a new book that reexamines the goals, risks and rewards of homeownership in the wake of the housing bubble and subprime lending crisis.
