Skip to main content

Research Brief: Community Advantage Panel Study

March 1, 2014

This report highlights key findings from the center’s long-term study of 46,000 lower‐income U.S. homeowners whose mortgages are part of the Community Advantage Program, begun before the foreclosure crisis and continuing today. The findings reveal what works in affordable mortgage lending and offers insights on how to rebuild a sustainable U.S. housing finance system.

Ratcliffe appointed to Homeownership Preservation Foundation board

November 11, 2013

The Homeownership Preservation Foundation, an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure, taps UNC Center for Community Capital Executive Director Janneke Ratcliffe for its board of directors.

Savings at Tax Time: The Effect of $aveNYC on Savings in Low-income Households

September 1, 2013

Researchers evaluating a New York City tax-time savings program find significant effect of participation on savings levels, the presence of savings, the ratio of savings to expenses, and the likelihood of having savings to meet one month’s expenses, particularly for households without children.

Center for Community Capital paper earns prize in urban policy competition

June 19, 2013

The UNC Center for Community Capital won recognition for an outstanding paper in the National Urban Policy Initiative Competition (NUPIC), a forum for creative but usable proposals to enact new financial education legislation. NUPIC awarded the paper a second-place prize in the Financial Services category, recognizing the Center’s achievement in analyzing and advocating for innovative financial education programs designed to reach Latinos.