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Center researchers help shape U.S. financial education research priorities

June 19, 2013

Identifying the core personal finance information all U.S. consumers should know and learning how education, social and behavioral factors affect financial well-being were among the 10 financial education research priorities released this week by the U.S. departments of Treasury and Agriculture.

Low-income taxpayers choose saving over spending when offered an incentive

May 22, 2013

Saving is a critical first step on the path to financial security. But many low-income families find it challenging to choose saving for the future over meeting pressing spending needs today. Results from a study by the University of North Carolina at Chapel Hill of one asset-building program offer insights on how to encourage low-income taxpayers to start saving and keep it up.